Question 1

What is DaysBack?

Accepted Answer

DaysBack is a free UK debt payoff calculator and strategy tool. You enter your debt balances, interest rates, and monthly payments, and DaysBack shows you exactly what each debt is costing you, when you will be debt-free, and how much you save with every extra payment.

Question 2

Who is DaysBack for?

Accepted Answer

DaysBack is built for UK residents who want to take control of their debt without using a broker, lender, or debt management service. It is useful for anyone with credit cards, personal loans, car finance, or any other interest-bearing debt who wants a clear plan to pay it off faster.

Question 3

Is DaysBack really free?

Accepted Answer

Yes. The core debt tracker, payoff calculator, strategy comparison, and resources are all free with no credit card required. A Pro tier unlocks additional simulation tools, but the free plan is fully functional for tracking and planning your debt payoff.

Question 4

Does DaysBack connect to my bank account?

Accepted Answer

No. DaysBack does not connect to your bank and never asks for your banking credentials. You enter your debt details manually, which means your financial data stays private and under your control at all times.

Question 5

How does DaysBack show me what an extra payment is actually worth?

Accepted Answer

When you log an extra payment as a Strike, DaysBack immediately recalculates your debt-free date and shows you exactly how many days and pounds that single payment saved. You can also use Planned Strikes to model a future lump sum before you commit, so you can see the impact on your timeline before the money leaves your account.

Question 6

What do I get when I sign up for free?

Accepted Answer

With a free DaysBack account you get a personal debt dashboard, payoff timeline, strategy comparison, the ability to log extra payments as Strikes, Planned Strikes forecasting for future lump sums, and optional weekly email reminders. You can export your data at any time.

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