You're Not Alone
If you're struggling to cover essentials like rent or food, these free, confidential services are here to help — no judgement, no sales pitches.
These are all FCA-regulated or government-backed
Every service listed is completely free, will never ask for payment, and won't try to sell you anything. They exist to help people exactly like you.
StepChange
Free & ConfidentialFree, expert debt advice and personalised debt solutions. They can negotiate with creditors on your behalf and set up manageable repayment plans.
Mon–Fri 8am–8pm, Sat 8am–4pm
National Debtline
Free & ConfidentialFree, confidential advice on dealing with debt problems in England, Wales, and Scotland. Webchat and callback options available.
Mon–Fri 9am–8pm, Sat 9:30am–1pm
Citizens Advice
Free & ConfidentialFree, independent advice on debt, benefits, housing, and more. Available online, by phone, or at your local bureau.
Mon–Fri 9am–5pm
Save My Profile for Later
DaysBack will be here when you're ready. Save your profile now so you can pick up where you left off — no pressure, no expiry.
If you're in immediate danger, call 999. For mental health crisis support, text SHOUT to 85258 (free, 24/7).